Arif Zaman

UPI CASE STUDY | MOBILE UX | ACCESSIBILITY

EasyPay Mode: a simplified UPI payment flow for elderly vendors.

This case study redesigns the send-money journey to reduce confusion at high-risk moments. The flow prioritizes readability, reassurance, and safer payment confirmation before UPI PIN entry.

Flow focus

Balance inside review

Check available balance before entering UPI PIN.

Risk control

Recipient + amount repeat

Critical details are repeated before irreversible steps.

Accessibility

Large text and touch targets

Readable content and larger controls reduce mistaps.

RoleUX/UI Designer
Baseline auditBHIM UPI flow
Scope5-7 screen payment flow
Research typeSecondary research

01 | WHY THIS PROJECT

Why this project was selected

Improving UPI payment flow for elderly vendors scored highly for research availability, practical scope, real India relevance, and internship-level execution feasibility.

16/18 score

Project selection matrix result from the research package.

3/3 research depth

Strong public evidence from app reviews, Reddit complaints, and fintech articles.

3/3 scope control

Core flow can be constrained to home, recipient, amount, review, PIN, success.

3/3 execution speed

Achievable in a focused 10-day case-study sprint.

02 | EXISTING FLOW AUDIT

Baseline: BHIM UPI send-money flow

Existing UPI flows often optimize for feature density and speed, but elderly users need stronger clarity at payment-critical moments.

Home dashboardSend optionsSelect recipientAmount entryReviewUPI PINSuccess

Audit pain points

  • Cluttered home dashboard and small text hierarchy.
  • Balance check separated from review moment.
  • Jargon-heavy labels increase cognitive effort.
  • UPI PIN step feels abrupt for low-confidence users.

Problem statement

Elderly vendors struggle to send money confidently because they cannot quickly verify recipient, amount, balance, and PIN purpose in one calm flow.

03 | RESEARCH EVIDENCE

Pain points from secondary research

"I check the name again and again because I am scared of wrong transfer."

"Too many options on home. I only want send money and balance."

"PIN and OTP prompts are confusing when I am in a hurry."

"On failure screens I cannot tell if amount was debited or not."

Pain pointSourceSeverity
Interface clutter and weak hierarchyPublic app complaintsHigh
Balance check disconnected from payment reviewCommunity feedbackHigh
Forced beneficiary save in one-time useForum threadsMedium
Limited reassurance and help patternsFintech accessibility articlesHigh

04 | BEFORE VS AFTER

From stressful transaction to guided payment path

Before

Feature-heavy payment flow

  • High visual noise at entry points.
  • Critical checks scattered across screens.
  • Low reassurance before PIN authorization.

After

EasyPay Mode guided flow

  • One focused task path.
  • Balance and confirmation in review step.
  • Deliberate final confirmation before payment.

05 | HEURISTIC EVALUATION

Nielsen heuristic issues addressed

Error prevention

Weak review guidance increased wrong-payment anxiety.

Recognition over recall

Icon-heavy navigation required memory instead of clarity.

Help and documentation

Low-visibility support made high-risk moments harder.

System status

Failure and progress states needed clearer copy.

Real-world language

Technical terms needed simpler phrasing.

User control

One-time payment behavior needed cleaner controls.

06 | SOLUTION

EasyPay Mode design strategy

What changed

  • Larger typography and 44px+ controls.
  • In-flow balance check before PIN.
  • Recipient and amount repeated before confirmation.
  • Plain-language reassurance and visible help.

Why it works

The redesign reduces cognitive load, supports confidence, and prevents avoidable mistakes during high-stakes transaction moments.

07 | DESIGN SYSTEM DECISIONS

Prototype design language

Typography

Noto Sans first, with scalable hierarchy for titles, amount displays, and helper text.

Spacing and touch

20px gutters, consistent vertical rhythm, and 44px+ touch targets for safer interaction.

Color choices

Prototype keeps trust-oriented green with clear warning and error accents for fintech clarity.

08 | FINAL SCREENS

High-fidelity flow delivered

Home

Focused send-money entry with visible balance.

Recipient

Clear recipient selection using familiar language.

Amount

Large keypad and readable amount confirmation.

Review

Recipient, amount, account, and balance in one place.

UPI PIN

Reassurance copy and deliberate confirm action.

Success

Readable receipt with transaction details.

NEXT STEP

Run the interactive EasyPay Mode prototype.

Open prototype